Investment Loans

Whether it's your first investment property or a portfolio, we're here to help

At Pavé Financial Solutions, we understand that investing in property can be a significant step towards building your wealth. Whether you're buying your first investment property or expanding your investment property portfolio, accessing the right investment loan options is crucial. Our services are tailored to clients in Brisbane and across Australia, ensuring you have the support needed to make informed decisions. Investment loans come with specific terms and conditions, such as interest rates and lenders mortgage insurance (LMI), that can affect your financial situation. Our team is here to help you find suitable options from banks and lenders across Australia.

Securing an investment loan begins with understanding the various options available and how they align with your goals. We help you access investment loan options that suit your borrowing capacity and financial situation. The loan amount you can borrow often depends on your credit history, loan to value ratio (LVR), and overall financial health. A solid credit history can lead to interest rate discounts, making it more affordable to finance your investment property. Furthermore, we guide you through the intricacies of the application process, ensuring you have all necessary documents, like bank statements, ready for submission.

Interest rates play a significant role in the cost of an investment loan. At Pavé Financial Solutions, we provide clarity on both variable interest rates and fixed interest rates, helping you choose the best fit for your investment needs. Variable interest rates can fluctuate with market conditions, potentially lowering your repayments when rates drop. On the other hand, fixed interest rates offer predictability, securing a set rate for a specified period. Understanding these options allows you to make informed decisions when calculating investment loan repayments.

Another key aspect of applying for an investment loan is understanding the additional costs involved, such as stamp duty and LMI. These costs can impact your overall budget when buying a home or investment property. Our team at Pavé Financial Solutions ensures you are well-informed about these expenses and how they affect your loan amount and financial planning. By providing a streamlined application process, we aim to simplify the journey of applying for an investment loan, making it as straightforward as possible for you.

The property market is ever-evolving, and staying informed is essential for making sound investment decisions. With our expertise, you gain insights into market trends that could influence your investment strategy. We assist in calculating investment loan repayments based on different scenarios, considering factors like potential interest rate changes and property value fluctuations. This comprehensive approach ensures that you are prepared for both current and future financial obligations.

Choosing Pavé Financial Solutions means having a dedicated partner by your side as you explore investment loan options from banks and lenders across Australia. Our goal is to provide the knowledge and support necessary for you to make confident decisions in building your investment property portfolio. Whether you're just starting out or looking to expand, we offer personalised solutions tailored to your needs. Contact us today to begin your journey towards successful property investment with our expert guidance.

Getting an Investment Loan with Pavé Financial Solutions

Initial Investment Loan Appointment

Begin by having a chat with one of our qualified Finance & Mortgage Brokers. We will take the time to understand your situation, including special policies you may be eligible for. We will also discuss the loan types and Investment Loan options from banks and lenders across Australia, guiding you through the next steps of the application process.

Investment Loan Fact-Finding

We will collaborate with you to gain a comprehensive understanding of your financial situation, including your financials, assets, and credit history. This helps determine your borrowing capacity. We will review your bank statements and other relevant documents to provide accurate advice.

Investment Loan Pre-Approval

Once you receive pre-approval, you can confidently begin bidding or making offers on properties you wish to purchase. We will explain the loan amount, interest rates (both variable and fixed), and potential interest rate discounts. We also discuss the importance of the loan to value ratio (LVR) and any lenders mortgage insurance (LMI) that may be required.

Investment Loan Settlement

Upon settling on the property, your loan will be drawn down, and you will be all set to move forward. We will help you navigate the settlement process. We will also assist in calculating loan repayments and managing your Investment Loan interest rate to suit your needs.

Reviews for Pavé Financial Solutions

EM

Elle Malone

We were referred to Patrick from Pave Financial Solutions at the eleventh hour when our finance clause was on the verge of falling through with another broker and he truly saved the day. Patrick was genuine, generous with his time, and ...

KN

Kristian Noyes

After a negative experience with a different mortgage broker, we met with Patrick with some trepidation. After our initial meeting, we felt comfortable straight away and Patrick and Peter helped us secure a home within weeks of our first ...

CS

Curran Stacey

Patrick, Pete, and the team at Pave went above and beyond to support us with our recent refinancing plans and new land purchase. They truly understood our goals and helped us achieve them seamlessly, keeping us informed every step of the way. Their knowledge and patience are second to none—they made the entire process feel effortless. We highly recommend them for any finance broking needs; they definitely take the stress and frustration out of finance.

Frequently Asked Questions

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the Major Banks, Smaller Lenders, Non-Banks, Private Lenders and Fintechs or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you only help with Home Loans?

We are a full-service Finance Brokerage offering so much more than just Home Loans! We have expertise across Investment Loans, Construction, First Home Buyers, Finance for Medical Professionals, Business Lending, Commercial Property, Development Finance, SMSF lending and Equipment Finance for trucks, trailers, cars and yellow goods.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan or a Commercial Loan. We always look for the most competitive deal for our clients but we also understand that there are other important considerations to factor in to the decision-making process and will help you understand these in making our lender recommendations.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.